Making money with APIs is a reality for successful API products such as Stripe, Twilio, or Google Maps. They work according to a model that is called direct API monetization, where they take a small amount of money for each
Open Banking Ecosystems: How they emerge
There are different types of ecosystems: Imagine a tropical rainforest on one side of the spectrum and a structured English garden on the other. In one, you design and enforce rules – resulting in a predictable but also more constrained
What Open Insurance can learn from Open Banking
Open Insurance has the advantage of having an older brother, Open Banking, which has ventured out before with similar aspirations and goals. There is a rich set of experiences from various Open Banking initiatives and especially from implementing banks around
Open Banking vs Banking-as-a-Service: How do they differ?
Open Banking and Banking-as-a-Service are terms used for APIs in the financial space. But do they mean the same – can they be used interchangeably? Does a bank automatically offer Banking-as-a-Service when it offers Open Banking APIs? How big is
Guide on API Versioning with a Lifecycle Approach
Successful APIs always get changed – that’s why you need a lifecycle approach to managing API evolution & versioning. I have covered the topic on the NordicAPIs Blog. The blog post covers: The dilemma we are in with the evolution
APIs & the big re-bundling in Financial Services (Banking-as-a-Service – BaaS)
While banks are busy figuring out how to best implement and leverage Open Banking around the world, we will look ahead at what’s next for banks and financial services. Current Open Banking and API initiatives focus on un-bundling financial services,
Announcing my talk at API Days Hong Kong on Embedded Banking
I am busy preparing for my talk at API Days Hong Kong on “The big re-bundling in financial services”. Want to get a sneak peek at what is covered? Check out the video below: Don’t forget to get your ticket.
Podcast: Understanding OAuth
OAuth 2.0 has emerged as the de facto standard protocol for securely protecting APIs. It provides applications the ability for secure access while keeping your passwords safe using authorization tokens. In our increasingly connected world, knowledge on this authorization protocol
How to use the Google API and OAuth.
In these three videos, I show you how to use the Google API with OAuth. Don’t miss any upcoming episode and subscribe to the API-University channel on youtube. I provide the worksheet for you here. I hope it makes your
Social Login with LinkedIn API and OAuth – Live Coding – Part 3
Social Login allows you to improve convenience for your customers and increase conversion rates for your signups and offerings. Instead of letting users fill in forms, they just need to click to sign in with LinkedIn. In the video, I